Private Medical Insurance in Kenya: Understanding What You Are Buying

Buying private health insurance in Kenya is almost similar to buying any other type of insurance policy. In Kenya, private medical insurance is available in a broad range of cover levels at varied premium levels tailored to meet the needs of different consumers.

What is Private Health Insurance in Kenya? Do You Need It?

Private medical insurance (PMI) is a supplement to what is available on the National Health Insurance Fund (NHIF). PMI is designed to ensure that you will not have to worry about NHIF waiting lists or pay for the cost of treatment when you have a medical problem in future.

Steps of Making a Medical Insurance Claim in Kenya

 When you are sick and are referred to a doctor/clinic for medical care, you are expected to call your Kenyan insurer to inform them about your treatment and to find out whether there are any limits on your medical insurance policy.

6 Ways of Finding Cheap Medical Insurance in Kenya

The Kenyan medical insurance sector is replete with several reputable companies offering inexpensive plans. Nevertheless, before you decide to buy a cheap medical plan, you need to carefully assess your health needs and budget and ensure that the coverage you choose does not leave you vulnerable in case of unexpected or unpredictable medical disorders or injuries in the future

What Does Your Medical Insurance Cover? What Are Its Limitations?

Typically, private medical insurance (health insurance), settles the cost of your private treatment when you fall ill. Nevertheless, medical insurance does not cover you for everything and plans vary from one insurer to the other.

5 Reasons Why You Need Medical Insurance

Even as the medical insurance industry continue to expand in Kenya, some people, particularly the young or healthy, still think they don’t need coverage at all. This is quite dangerous in a country where the cost of health care keeps rising at an alarming rate.

How to Buy Medical Insurance in Kenya

Are you a Kenyan who is interested in purchasing medical insurance but does not know where to begin? Below are some vital tips to help you.

(a)     Key questions to ask yourself before shopping for a medical insurance plan

In order to buy a Kenyan medical insurance plan that suits your needs and budget, you need to run a comprehensive assessment of your current situation. Answers to the following questions will help you

Basic Guide to Medical Insurance Benefits in Kenya

In the rapidly changing Kenyan medical insurance industry, it is important that you know your health plan inside out. Here are tips on how to master your health insurance policy

Choosing the right Medical Insurance: Guide for Self-Employed Kenyans

For a Kenyan looking for individual and family medical insurance options, it is usually important to first identify your options before you can make valid comparisons and right choices. For instance, if your desire is to save money and get the most from your medical insurance investment, you will require the broadest possible view of available health insurance plans

Tips to Help Kenyan Self-Employed Persons Understand Their Medical Insurance Needs

Self-employed Kenyans are individuals who are in businesses for themselves, typically operating without employees. Many such Kenyans work from their homes; some are graphic designers, consultants, tutors, web engineers, bloggers, brokers, agents, and kiosk owners, among others. They pursue business ideas of their own and pay for their medical expenses directly.

5 Must-Know Medical Insurance Terms for Kenyans

When Kenyans shop for new medical insurance plans, one of the main hurdles they face is understanding medical insurance terminology. To help you out, we have briefly discussed 5 of the most common terms you will encounter

Top 4 Types of Medical Insurance Plans in Kenya

Whether you are a Kenyan looking for an individual and family or a business and group medical insurance plan, there are many different options that are available in the market. Some of the plans are tailored to offer you as many choices as possible when it comes to hospitals and doctors, while others are crafted to keep the costs in check by restricting you to a particular group of “preferred” hospitals and doctors

What Is the Value of Medical Insurance to a Kenyan Citizen?

For Kenyan citizens to make the smartest medical insurance buying decisions, it helps to understand the value of the insurance and why you need to take it. While the reasons for taking medical insurance may sound obvious to some people, a huge majority do not properly understand the basic purpose for medical insurance or even how it actually works.

Why should Kenyans take Medical Insurance?

What benefits can Kenyans get by taking medical insurance? As a Kenyan, you should know that the cost of medical and surgical services increase each year. In fact, some procedures are so expensive that you can’t manage to raise enough funds for your treatment at the eleventh hour.

Health Insurance in Kenya: What Is It?

Health insurance is a means of paying for health care. Kenyans with health insurance plans are protected from paying the full costs of medical services whenever they are injured or sick. Just like home insurance or car insurance, health insurance covers the cost of the insured person’s medical and surgical expenses.